Backing business success

and counting

Can we help you today?


Reliability counts - trusted and proven business finance.



First contact? Fast approval between 24 and 48 hours.



Expert help for Invoice Finance, Business Loans, Payment Terms.



Supporting business success for over 10 years.


Simple. Fast. Flexible

We think 360. Whether you need fast one-off cash flow or expert thinking
to give your business the financial tools for success,
we can help.

Instant online cash flow

Tailored for you. Request a meeting

Explore our range of finance tools


How can we help your business?

Immediate cash flow need

One off, as you need invoice finance for short term
cash flow needs – payment in as little as 4 hours. More

Short term capital injection

Realise a business opportunity or fund the purchase of stock.
We think 360 and tailor to your business. More

Payment plans for customers

Give your business longer legs for success with smart payment
plans for your customers. More

Designed for small business

  • No long-term contracts
  • First approval between 24 and 48 hours
  • Subsequent transactions in as little as four hours
  • No impact on your banking facilities
  • One-on-one expert support (not a call centre)
  • Or transact online – you choose

Business help centre


Meet Liam Lawson—Fifo Capital’s Race Car Champion

| Blog, Business help | No Comments

Fifo Capital CEO Nigel Thomson met a young 14-year old Liam and his family a few years ago, through a car club event day at Pukekohe Racetrack, New Zealand. At…


Preparing for an uncertain Brexit

| Blog, Business help | No Comments

According to the head of Europe and trade policy at Institute of Directors, Allie Renison, in an interview with Bloomberg, UK small businesses are “not prepared” for Brexit. Reflecting this,…


Enabling growth is about hiring the right people

| Blog, Business help | No Comments

When business owners think about growth, the first thing that often comes to mind is revenues, financing, and client retention. While growth often certainly feels like a numbers game, though,…


Dealing with non-payment is an essential skill for entrepreneurs

| Blog, Business help | No Comments

Late or non-payment is one of the trickiest issues that entrepreneurs are commonly forced to learn to deal with. How good business owners are at dealing with clients who don’t…


Businesses everywhere should prepare for US shutdown fallout

| Blog, Business help | No Comments

Due to an internal political struggle, the United States government has suspended all “non-essential” government workers, including 88 per cent of the Internal Revenue Service (IRS) workers. President Trump has…


Modernise your business’ financing strategy to boost growth

| Blog, Business help | No Comments

In the past century, the way business is done has changed a great deal. How businesses manage and take advantage of data, how they market and sell products, and how…

What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"They were really good to get along with and everything they said they were going to do, they did. "