Maintaining steady cash flow is crucial for any business. Managing incoming and outgoing payments to do that, however, is nearly impossible. The average business owner spends nearly 8 hours per week just chasing down later payments. These tactics alone simply aren’t enough to keep a business solvent, particularly considering all the unexpected ways that a carefully managed budget can be derailed. Once normal cash flow is interrupted, it can be very difficult to get things running again. Business owners are often left in an unsustainable situation, deciding whether employees will be forced to deal with late payment, important shipments will be delayed, or the business’ power bill will be paid late.